@import "https://fonts.googleapis.com/css2?family=Inter:wght@300;400;500;600;700;800&display=swap";:root{--primary:#036;--secondary:#1c75bc;--accent:#f59e0b;--accent-hover:#d97706;--bg:#f8fafc;--bg-white:#fff;--bg-subtle:#f1f5f9;--border:#e2e8f0;--border-hover:#1c75bc;--text-primary:#1e293b;--text-secondary:#475569;--text-muted:#94a3b8;--bronze:#b45309;--silver:#64748b;--gold:#d97706;--platinum:#7c3aed;--catastrophic:#dc2626;--success:#059669;--warning:#d97706;--error:#dc2626;--radius:12px;--radius-sm:8px;--radius-xs:6px;--shadow:0 1px 3px #00000014, 0 4px 12px #0000000a;--shadow-lg:0 4px 24px #00000014;--transition:all .2s cubic-bezier(.4,0,.2,1)}*,:before,:after{box-sizing:border-box;margin:0;padding:0}html{scroll-behavior:smooth}body{background:var(--bg);color:var(--text-primary);-webkit-font-smoothing:antialiased;min-height:100vh;font-family:Inter,-apple-system,sans-serif;line-height:1.6}.app-shell{flex-direction:column;min-height:100vh;display:flex}.topbar{background:var(--bg-white);border-bottom:1px solid var(--border);z-index:100;justify-content:space-between;align-items:center;height:80px;padding:0 2rem;display:flex;position:sticky;top:0;box-shadow:0 1px 3px #0000000a}.topbar-logo{align-items:center;gap:10px;text-decoration:none;display:flex}.topbar-logo-icon{color:var(--secondary);flex-shrink:0}.topbar-logo-name{color:var(--primary);letter-spacing:-.01em;font-family:Georgia,Times New Roman,serif;font-size:22px;font-weight:700}.topbar-phone{text-align:right}.topbar-phone-label{color:var(--text-muted);font-size:13px;font-weight:600}.topbar-phone-number{color:var(--primary);font-size:18px;font-weight:700;text-decoration:none}.topbar-phone-number:hover{color:var(--secondary)}.topbar-badge{color:var(--secondary);white-space:nowrap;background:#eff6ff;border:1px solid #bfdbfe;border-radius:20px;flex-shrink:0;padding:4px 14px;font-size:12px;font-weight:500;display:none}.qualify-page{flex-direction:column;flex:1;display:flex}.qualify-hero{text-align:center;background:linear-gradient(160deg,#036 0%,#1c75bc 100%);padding:3rem 1rem 3.5rem}.qualify-hero-inner{max-width:700px;margin:0 auto}.qualify-headline{color:#fff;margin-bottom:1rem;font-size:2.6rem;font-weight:800;line-height:1.15}.qualify-headline .highlight{color:var(--accent)}.qualify-subhead{color:#bfdbfe;max-width:560px;margin:0 auto;font-size:1.05rem;line-height:1.7}.qualify-subhead strong{color:#fff}.qualify-cards-section{background:var(--bg);flex:1;padding:3rem 1rem}.qualify-cards-inner{max-width:1100px;margin:0 auto}.qualify-grid{grid-template-columns:repeat(auto-fill,minmax(280px,1fr));gap:1.1rem;display:grid}.qualify-card{background:var(--bg-white);border:2px solid var(--border);color:inherit;transition:var(--transition);box-shadow:var(--shadow);border-radius:14px;flex-direction:column;padding:1.4rem;text-decoration:none;display:flex;position:relative;overflow:hidden}.qualify-card:before{content:"";background:var(--card-accent,var(--secondary));transform-origin:0;height:4px;transition:transform .25s;position:absolute;top:0;left:0;right:0;transform:scaleX(0)}.qualify-card:hover{border-color:var(--card-accent,var(--secondary));transform:translateY(-3px);box-shadow:0 8px 32px #0000001a}.qualify-card:hover:before{transform:scaleX(1)}.qualify-card-emoji{margin-bottom:.75rem;font-size:2.2rem;line-height:1}.qualify-card-body{flex:1}.qualify-card-title{color:var(--primary);margin-bottom:.3rem;font-size:1.05rem;font-weight:700}.qualify-card-who{color:var(--text-secondary);margin-bottom:.5rem;font-size:13px;line-height:1.4}.qualify-card-qualifier{color:var(--text-muted);margin-bottom:1rem;font-size:12px;font-style:italic;line-height:1.5}.qualify-card-bullets{flex-wrap:wrap;gap:4px 8px;margin:0 0 10px;padding:0;list-style:none;display:flex}.qualify-card-bullets li{color:var(--text-secondary);align-items:center;gap:4px;font-size:11px;display:flex}.qualify-card-bullets li:before{content:"✓";color:var(--success);font-size:11px;font-weight:700}.qualify-card-cta{color:var(--card-accent,var(--secondary));align-items:center;gap:6px;margin-top:auto;font-size:13px;font-weight:700;display:inline-flex}.qualify-unsure{background:var(--primary);text-align:center;color:#fff;padding:3.5rem 1rem}.qualify-unsure-inner{max-width:640px;margin:0 auto}.qualify-unsure-icon{margin-bottom:1rem;font-size:3rem}.qualify-unsure h2{color:#fff;margin-bottom:.75rem;font-size:1.8rem;font-weight:800}.qualify-unsure p{color:#93c5fd;margin-bottom:1.75rem;font-size:1rem;line-height:1.7}.qualify-unsure-actions{flex-wrap:wrap;justify-content:center;gap:12px;display:flex}@media (width<=639px){.qualify-headline{font-size:1.8rem}.qualify-grid{grid-template-columns:1fr}.qualify-unsure h2{font-size:1.4rem}.qualify-unsure-actions{flex-direction:column}.qualify-unsure-actions .btn{justify-content:center;width:100%}}.hero-section{background-color:var(--bg);border-bottom:1px solid var(--border);background-image:url("data:image/svg+xml,%3Csvg width='60' height='60' viewBox='0 0 60 60' xmlns='http://www.w3.org/2000/svg'%3E%3Cg fill='none' fill-rule='evenodd'%3E%3Cg fill='%23003366' fill-opacity='0.03'%3E%3Cpath d='M36 34v-4h-2v4h-4v2h4v4h2v-4h4v-2h-4zm0-30V0h-2v4h-4v2h4v4h2V6h4V4h-4zM6 34v-4H4v4H0v2h4v4h2v-4h4v-2H6zM6 4V0H4v4H0v2h4v4h2V6h4V4H6z'/%3E%3C/g%3E%3C/g%3E%3C/svg%3E");padding:3rem 1rem 4rem}.hero-inner{grid-template-columns:1fr 1fr;align-items:center;gap:3rem;max-width:1100px;margin:0 auto;display:grid}.hero-badge{color:#be185d;text-transform:uppercase;letter-spacing:.04em;background:#fce7f3;border-radius:20px;align-items:center;gap:8px;margin-bottom:1rem;padding:6px 16px;font-size:13px;font-weight:700;display:inline-flex}.hero-title{color:var(--primary);margin-bottom:1rem;font-size:2.5rem;font-weight:800;line-height:1.15}.hero-title .highlight{color:var(--accent)}.hero-desc{color:var(--text-secondary);margin-bottom:1.5rem;font-size:1.05rem;line-height:1.7}.hero-features{flex-direction:column;gap:12px;display:flex}.hero-feature{align-items:flex-start;gap:12px;display:flex}.hero-feature-icon{color:var(--accent);background:#fef3c7;border-radius:50%;flex-shrink:0;justify-content:center;align-items:center;padding:6px;display:flex}.hero-feature p{color:var(--text-secondary);font-size:.95rem}.hero-feature strong{color:var(--text-primary)}.lead-card{background:var(--bg-white);box-shadow:var(--shadow-lg);border:1px solid var(--border);border-radius:16px;overflow:hidden}.lead-card-header{background:var(--primary);text-align:center;padding:1.5rem 2rem;position:relative;overflow:hidden}.lead-card-header h2{color:#fff;font-size:1.4rem;font-weight:700}.lead-card-header p{color:#93c5fd;margin-top:4px;font-size:13px}.lead-card-body{padding:1.5rem 2rem 2rem}.lead-form-grid{grid-template-columns:1fr 1fr;gap:14px;display:grid}.lead-form-full{grid-column:1/-1}.page-content{flex:1;width:100%;max-width:1100px;margin:0 auto;padding:2rem 1rem}.step-indicator{justify-content:center;align-items:center;gap:0;margin-bottom:2rem;display:flex}.step-item{align-items:center;gap:0;display:flex}.step-circle{border:2px solid var(--border);background:var(--bg-white);width:36px;height:36px;color:var(--text-muted);transition:var(--transition);z-index:1;border-radius:50%;justify-content:center;align-items:center;font-size:13px;font-weight:700;display:flex;position:relative}.step-circle.active{background:var(--secondary);border-color:var(--secondary);color:#fff;box-shadow:0 2px 8px #1c75bc4d}.step-circle.done{background:var(--success);border-color:var(--success);color:#fff}.step-label{color:var(--text-muted);white-space:nowrap;margin-left:8px;font-size:12px;font-weight:500}.step-label.active{color:var(--secondary);font-weight:600}.step-label.done{color:var(--success)}.step-connector{background:var(--border);flex-shrink:0;width:48px;height:2px;margin:0 8px}.step-connector.done{background:var(--success)}.card{background:var(--bg-white);border:1px solid var(--border);border-radius:var(--radius);box-shadow:var(--shadow);padding:2rem}.sep-context-banner{color:var(--primary);background:linear-gradient(135deg,#eff6ff 0%,#f0fdf4 100%);border:1px solid #bfdbfe;border-radius:10px;flex-wrap:wrap;gap:12px 24px;margin-bottom:20px;padding:12px 16px;font-size:13px;display:flex}.sep-context-item{align-items:center;gap:6px;display:flex}.sep-context-item strong{font-weight:600}.card-title{color:var(--primary);margin-bottom:.4rem;font-size:1.3rem;font-weight:700}.card-subtitle{color:var(--text-secondary);margin-bottom:1.5rem;font-size:.9rem}.form-grid{grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:1.25rem;display:grid}.form-group{flex-direction:column;gap:6px;display:flex}.form-label{color:var(--text-secondary);font-size:13px;font-weight:600}.form-control{border-radius:var(--radius-sm);background:var(--bg-white);border:1px solid var(--border);color:var(--text-primary);transition:var(--transition);outline:none;width:100%;padding:10px 14px;font-family:inherit;font-size:14px}.form-control:focus{border-color:var(--secondary);box-shadow:0 0 0 3px #1c75bc1f}.form-control::placeholder{color:var(--text-muted)}.form-hint{color:var(--text-muted);font-size:11px}.btn{border-radius:var(--radius-sm);cursor:pointer;transition:var(--transition);white-space:nowrap;border:none;justify-content:center;align-items:center;gap:8px;padding:11px 22px;font-family:inherit;font-size:14px;font-weight:600;display:inline-flex}.btn-primary{background:var(--secondary);color:#fff;box-shadow:0 2px 8px #1c75bc33}.btn-primary:hover{background:var(--primary);transform:translateY(-1px);box-shadow:0 4px 16px #00336640}.btn-primary:disabled{opacity:.5;cursor:not-allowed;transform:none}.btn-accent{background:var(--accent);color:#fff;box-shadow:0 2px 8px #f59e0b40}.btn-accent:hover{background:var(--accent-hover);transform:translateY(-1px)}.btn-accent:disabled{opacity:.5;cursor:not-allowed;box-shadow:none;transform:none}.btn-secondary{background:var(--bg-subtle);border:1px solid var(--border);color:var(--text-secondary)}.btn-secondary:hover{color:var(--text-primary);background:#e2e8f0}.btn-danger{color:var(--error);background:#fef2f2;border:1px solid #fecaca}.btn-danger:hover{background:#fee2e2}.btn-sm{padding:7px 14px;font-size:12px}.btn-lg{padding:14px 28px;font-size:16px;font-weight:700}.btn-icon{border-radius:8px;padding:8px}.applicant-row{background:var(--bg-subtle);border:1px solid var(--border);border-radius:var(--radius-sm);grid-template-columns:1fr 80px auto auto;align-items:end;gap:12px;padding:16px;animation:.3s fadeIn;display:grid}.gender-toggle{border:1px solid var(--border);border-radius:8px;gap:0;display:flex;overflow:hidden}.gender-btn{cursor:pointer;background:var(--bg);color:var(--text-secondary);border:none;padding:6px 12px;font-size:13px;font-weight:600;transition:all .15s}.gender-btn.active{background:var(--primary);color:#fff}.gender-btn:hover:not(.active){background:var(--surface-hover,#e2e8f0)}.toggle-group{align-items:center;gap:8px;padding-bottom:2px;display:flex}.toggle-label{color:var(--text-secondary);font-size:13px}.toggle{cursor:pointer;width:40px;height:22px;transition:var(--transition);background:#cbd5e1;border:none;border-radius:11px;flex-shrink:0;position:relative}.toggle.on{background:var(--secondary)}.toggle-thumb{width:18px;height:18px;transition:var(--transition);background:#fff;border-radius:50%;position:absolute;top:2px;left:2px;box-shadow:0 1px 3px #00000026}.toggle.on .toggle-thumb{left:20px}.subsidy-banner{border-radius:var(--radius-sm);background:#ecfdf5;border:1px solid #a7f3d0;align-items:center;gap:1rem;margin-bottom:1.5rem;padding:1.25rem 1.5rem;animation:.4s fadeIn;display:flex}.subsidy-banner.no-subsidy{background:var(--bg-subtle);border-color:var(--border)}.subsidy-banner-icon{flex-shrink:0;font-size:2rem}.subsidy-banner-main{flex:1}.subsidy-banner-amount{color:var(--success);font-size:1.5rem;font-weight:800}.subsidy-banner-label{color:var(--text-secondary);font-size:13px}.subsidy-banner-fpl{color:var(--text-muted);margin-top:2px;font-size:12px}.filters-bar{background:var(--bg-white);border:1px solid var(--border);border-radius:var(--radius-sm);box-shadow:var(--shadow);flex-wrap:wrap;align-items:center;gap:10px;margin-bottom:1.25rem;padding:1rem 1.25rem;display:flex}.chip{cursor:pointer;color:var(--text-secondary);transition:var(--transition);-webkit-user-select:none;user-select:none;background:#ffffff0d;border:1.5px solid #ffffff1f;border-radius:20px;align-items:center;min-height:32px;padding:6px 12px;font-size:12px;font-weight:600;display:inline-flex}.chip:hover{background:#ffffff14;border-color:#ffffff40}.chip.active{border-color:var(--secondary);color:var(--secondary);background:#63b3ed26}.chip.bronze.active{color:#cd7f32;background:#cd7f3226;border-color:#cd7f32}.chip.silver.active{color:#94a3b8;background:#94a3b826;border-color:#94a3b8}.chip.gold.active{color:#f59e0b;background:#f59e0b26;border-color:#f59e0b}.chip.platinum.active{color:#a78bfa;background:#a78bfa26;border-color:#a78bfa}.filter-divider{background:var(--border);width:1px;height:24px}.sort-select{color:var(--text-primary);cursor:pointer;background:#ffffff0f;border:1.5px solid #ffffff1f;border-radius:8px;width:100%;padding:6px 10px;font-family:inherit;font-size:12px}.sort-select:focus{border-color:var(--secondary);outline:none}.plans-grid{gap:1rem;display:grid}.plan-card{background:var(--bg-white);border:1px solid var(--border);border-radius:var(--radius);transition:var(--transition);cursor:default;box-shadow:var(--shadow);padding:1.5rem;animation:.3s both slideUp}.plan-card:hover{border-color:var(--border-hover);box-shadow:var(--shadow-lg);transform:translateY(-2px)}.plan-card.selected{border-color:var(--secondary);background:#f0f9ff}.plan-card-header{justify-content:space-between;align-items:flex-start;gap:1rem;margin-bottom:1rem;display:flex}.plan-name{color:var(--primary);font-size:1rem;font-weight:700}.plan-issuer{color:var(--text-muted);margin-top:2px;font-size:12px}.plan-badges{flex-wrap:wrap;gap:6px;display:flex}.badge{border-radius:20px;padding:3px 10px;font-size:11px;font-weight:700}.badge-bronze{color:var(--bronze);background:#fef3c7;border:1px solid #fde68a}.badge-silver{color:var(--silver);background:#f1f5f9;border:1px solid #cbd5e1}.badge-gold{color:var(--gold);background:#fef3c7;border:1px solid #fde68a}.badge-platinum{color:var(--platinum);background:#f5f3ff;border:1px solid #ddd6fe}.badge-catastrophic{color:var(--catastrophic);background:#fef2f2;border:1px solid #fecaca}.badge-hmo{color:var(--secondary);background:#eff6ff;border:1px solid #bfdbfe}.badge-ppo{color:var(--success);background:#ecfdf5;border:1px solid #a7f3d0}.badge-epo{color:var(--warning);background:#fef3c7;border:1px solid #fde68a}.badge-hsa{color:var(--platinum);background:#f5f3ff;border:1px solid #ddd6fe}.plan-pricing{align-items:baseline;gap:8px;margin-bottom:1rem;display:flex}.plan-price-after{color:var(--primary);font-size:2rem;font-weight:800}.plan-price-unit{color:var(--text-muted);font-size:13px}.plan-price-full{color:var(--text-muted);font-size:13px;text-decoration:line-through}.plan-price-saved{color:var(--success);background:#ecfdf5;border-radius:12px;padding:2px 8px;font-size:12px;font-weight:600}.plan-stats{grid-template-columns:repeat(3,1fr);gap:12px;margin-bottom:1rem;display:grid}.plan-stat{text-align:center;background:var(--bg-subtle);border:1px solid var(--border);border-radius:8px;padding:10px}.plan-stat-value{color:var(--text-primary);font-size:15px;font-weight:700}.plan-stat-label{color:var(--text-muted);text-transform:uppercase;letter-spacing:.05em;margin-top:2px;font-size:10px}.plan-card-footer{flex-wrap:wrap;align-items:center;gap:8px;display:flex}.compare-checkbox{color:var(--text-muted);cursor:pointer;align-items:center;gap:6px;font-size:12px;display:flex}.compare-checkbox input{accent-color:var(--secondary);width:14px;height:14px}.compare-table{border-collapse:collapse;width:100%}.compare-table th,.compare-table td{border-bottom:1px solid var(--border);text-align:left;padding:12px 16px}.compare-table th{color:var(--text-muted);text-transform:uppercase;letter-spacing:.05em;font-size:12px;font-weight:600}.compare-table td{color:var(--text-primary);font-size:14px}.compare-table tr:last-child td{border-bottom:none}.compare-table td.highlight{color:var(--primary);font-weight:700}.compare-col-header{text-align:center!important}.compare-plan-name{text-align:center;color:var(--primary);font-size:13px;font-weight:700}.compare-plan-issuer{color:var(--text-muted);text-align:center;font-size:11px}.empty-state{text-align:center;color:var(--text-secondary);padding:4rem 2rem}.empty-state-icon{margin-bottom:1rem;font-size:3rem}.empty-state h3{color:var(--primary);margin-bottom:.5rem;font-size:1.2rem;font-weight:700}.results-toolbar{margin-bottom:1rem}.results-toolbar-top{flex-wrap:wrap;justify-content:space-between;align-items:center;gap:10px;margin-bottom:.75rem;display:flex}.results-subsidy-inline{flex-wrap:wrap;align-items:center;gap:10px;display:flex}.subsidy-chip{white-space:nowrap;border-radius:20px;align-items:center;gap:4px;padding:4px 12px;font-size:12px;font-weight:600;display:inline-flex}.subsidy-chip-yes{color:var(--success);background:#ecfdf5;border:1px solid #a7f3d0}.subsidy-chip-no{background:var(--bg-subtle);color:var(--text-muted);border:1px solid var(--border)}.results-count{color:var(--text-secondary);font-size:13px}.results-count strong{color:var(--primary)}.results-count-location{color:var(--text-muted)}.results-toolbar-actions{flex-shrink:0;gap:6px;display:flex}.compare-bar{z-index:50;background:var(--bg-white);border-top:2px solid var(--secondary);align-items:center;gap:12px;padding:14px 2rem;display:flex;position:sticky;bottom:0;box-shadow:0 -4px 24px #00000014}.compare-bar-label{color:var(--text-secondary);flex:1;font-size:13px}.section-actions{flex-wrap:wrap;justify-content:flex-end;gap:10px;margin-top:1.5rem;display:flex}.divider{border:none;border-top:1px solid var(--border);margin:1.5rem 0}.info-alert{border-radius:var(--radius-xs);color:var(--secondary);background:#eff6ff;border:1px solid #bfdbfe;margin-bottom:1rem;padding:10px 16px;font-size:13px}.warning-alert{border-radius:var(--radius-xs);color:var(--warning);background:#fef3c7;border:1px solid #fde68a;padding:10px 16px;font-size:13px}.cta-banner{background:var(--primary);text-align:center;padding:3rem 1rem}.cta-banner h2{color:#fff;margin-bottom:.75rem;font-size:1.8rem;font-weight:700}.cta-banner p{color:#93c5fd;margin-bottom:1.5rem;font-size:1rem}.cta-phone-btn{color:var(--primary);transition:var(--transition);background:#fff;border-radius:50px;align-items:center;gap:12px;padding:14px 32px;font-size:1.1rem;font-weight:700;text-decoration:none;display:inline-flex;box-shadow:0 4px 16px #00000026}.cta-phone-btn:hover{background:var(--bg-subtle);transform:translateY(-1px)}.who-qualifies-section{background:var(--bg-white);border-bottom:1px solid var(--border);padding:2rem 1rem}.who-qualifies-inner{flex-wrap:wrap;align-items:flex-start;gap:1.5rem;max-width:800px;margin:0 auto;display:flex}.who-qualifies-heading{color:var(--primary);white-space:nowrap;margin:0;padding-top:2px;font-size:1rem;font-weight:700}.who-qualifies-list{flex-wrap:wrap;gap:6px 20px;margin:0;padding:0;list-style:none;display:flex}.who-qualifies-list li{color:var(--text-secondary);align-items:center;gap:6px;font-size:14px;display:flex}.who-qualifies-list li:before{content:"✓";color:var(--success);font-size:13px;font-weight:700}.not-for-me-prompt{background:#ffffff0f;border:1px dashed #ffffff26;border-radius:10px;margin-top:16px;padding:12px 16px}.not-for-me-text{color:#ffffffb3;margin:0 0 8px;font-size:13px;font-weight:600}.not-for-me-actions{flex-wrap:wrap;gap:6px 16px;display:flex}.not-for-me-link{color:#ffffff8c;transition:var(--transition);align-items:center;gap:5px;font-size:12px;text-decoration:none;display:inline-flex}.not-for-me-link:hover{color:#fff}.browse-other-section{text-align:center;background:var(--bg-subtle);border-top:1px solid var(--border);border-bottom:1px solid var(--border);padding:1.5rem 1rem}.browse-other-text{color:var(--text-muted);margin:0;font-size:14px}.browse-other-link{color:var(--secondary);transition:var(--transition);font-weight:600;text-decoration:none}.browse-other-link:hover{color:var(--primary);text-decoration:underline}.app-footer{color:#94a3b8;background:#0f172a;padding:1.5rem 1rem}.app-footer-inner{max-width:1100px;margin:0 auto}.footer-top{flex-wrap:wrap;justify-content:space-between;align-items:center;gap:8px;margin-bottom:1rem;display:flex}.footer-brand{color:#fff;align-items:center;font-family:Georgia,Times New Roman,serif;font-size:15px;font-weight:700;display:flex}.footer-contact{flex-wrap:wrap;align-items:center;gap:6px;font-size:12px;display:flex}.footer-sep{color:#475569}.footer-disclaimer{color:#64748b;border-top:1px solid #1e293b;padding-top:.75rem;font-size:10px;line-height:1.6}.footer-disclaimer p{margin-bottom:.25rem}.footer-disclaimer p:last-child{margin-bottom:0}.results-call-banner{border-radius:var(--radius);background:linear-gradient(135deg,#036 0%,#1c75bc 100%);border:1px solid #ffffff1a;margin-bottom:1.25rem;padding:1rem 1.25rem;animation:.4s fadeIn;box-shadow:0 4px 20px #0363}.results-call-banner-inner{flex-wrap:wrap;align-items:center;gap:1rem;display:flex}.results-call-banner-icon{color:#fff;background:#ffffff26;border-radius:50%;flex-shrink:0;justify-content:center;align-items:center;width:48px;height:48px;display:flex}.results-call-banner-text{flex-direction:column;flex:1;gap:3px;min-width:160px;display:flex}.results-call-banner-text strong{color:#fff;font-size:.95rem;font-weight:700}.results-call-banner-text span{color:#93c5fd;font-size:13px;line-height:1.5}.results-call-banner-actions{flex-shrink:0;align-items:center;gap:12px;display:flex}.results-call-phone{color:#fff;letter-spacing:-.01em;white-space:nowrap;font-size:1.25rem;font-weight:800;text-decoration:none}.results-call-phone:hover{color:#bfdbfe}.results-call-now-btn{background:var(--accent);color:#fff;white-space:nowrap;transition:var(--transition);border-radius:50px;align-items:center;gap:8px;padding:12px 22px;font-size:15px;font-weight:700;text-decoration:none;display:none;box-shadow:0 3px 12px #f59e0b66}.results-call-now-btn:hover{background:var(--accent-hover);transform:translateY(-1px)}.plan-card-meta{color:var(--text-muted);flex-wrap:wrap;gap:12px;margin-bottom:1rem;font-size:12px;display:flex}.plan-card-links{border-top:1px solid var(--border);flex-wrap:wrap;gap:6px;margin-bottom:12px;padding-top:12px;display:flex}.plan-card-links a{color:var(--secondary);background:var(--bg-subtle);border:1px solid var(--border);white-space:nowrap;border-radius:999px;align-items:center;gap:4px;padding:4px 10px;font-size:11px;text-decoration:none;transition:all .15s;display:inline-flex}.plan-card-links a:hover{border-color:var(--secondary);color:var(--primary);background:#dbeafe}.sep-survey{background:var(--bg-white);border:1px solid var(--border);border-radius:var(--radius);max-width:560px;box-shadow:var(--shadow);margin:0 auto;padding:1.5rem 2rem 2rem}.sep-survey-progress{justify-content:center;align-items:center;gap:0;margin-bottom:1.5rem;display:flex}.sep-dot{background:var(--border);border-radius:50%;flex-shrink:0;width:10px;height:10px;transition:all .3s}.sep-dot.active{background:var(--secondary);box-shadow:0 0 0 3px #1c75bc26}.sep-dot-line{background:var(--border);flex-shrink:0;width:40px;height:2px}.sep-step{animation:.3s fadeIn}.sep-q{color:var(--primary);margin-bottom:.5rem;font-size:1.05rem;font-weight:700;line-height:1.35}.sep-hint{color:var(--text-muted);margin-bottom:1.25rem;font-size:13px;line-height:1.5}.sep-actions{flex-direction:column;gap:10px;display:flex}.sep-actions .btn{justify-content:center;width:100%}.sep-back{color:var(--text-muted);cursor:pointer;background:0 0;border:none;align-items:center;gap:4px;margin-bottom:1rem;padding:0;font-family:inherit;font-size:12px;font-weight:600;display:inline-flex}.sep-back:hover{color:var(--secondary)}.sep-pills{flex-direction:column;gap:8px;display:flex}.sep-pill{border-radius:var(--radius-sm);border:1px solid var(--border);background:var(--bg-white);color:var(--text-primary);text-align:left;cursor:pointer;transition:var(--transition);justify-content:space-between;align-items:center;padding:11px 14px;font-family:inherit;font-size:14px;font-weight:500;display:flex}.sep-pill:hover{border-color:var(--secondary);color:var(--secondary);background:#eff6ff}.sep-pill-muted{color:var(--text-muted);font-style:italic}.sep-result{text-align:center}.sep-result-icon{width:48px;height:48px;color:var(--accent);background:#fef3c7;border-radius:50%;justify-content:center;align-items:center;margin:0 auto 1rem;display:flex}@media (width>=480px){.sep-pills{grid-template-columns:1fr 1fr;display:grid}}.section{padding:3rem 1rem}.section-lg{padding:4rem 1rem}.section-white{background:var(--bg-white)}.section-subtle{background:var(--bg-subtle)}.section-inner{max-width:1100px;margin:0 auto}.section-inner-narrow{max-width:700px;margin:0 auto}.section-header{text-align:center;margin:0 auto 2rem}.section-header-label{text-transform:uppercase;letter-spacing:.04em;color:var(--text-muted);margin-bottom:.5rem;font-size:13px;font-weight:700}.section-header-heading{color:var(--primary);font-size:1.5rem;font-weight:700;line-height:1.3}.section-header-subtext{color:var(--text-secondary);margin-top:.25rem;font-size:14px;line-height:1.5}.value-props-grid{text-align:center;grid-template-columns:repeat(auto-fit,minmax(280px,1fr));gap:1.5rem;display:grid}.value-prop-card{border-radius:var(--radius);border:1px solid var(--border);background:var(--bg-subtle);padding:1.5rem}.value-prop-icon{margin-bottom:12px;font-size:2rem}.value-prop-title{color:var(--primary);margin-bottom:8px;font-size:1.1rem;font-weight:600}.value-prop-desc{color:var(--text-secondary);font-size:14px;line-height:1.6}.comparison-table-wrap{border-radius:var(--radius);border:1px solid var(--border);box-shadow:var(--shadow);overflow-x:auto}.comparison-table{border-collapse:collapse;text-align:left;background:var(--bg-white);width:100%}.comparison-table th{border-bottom:1px solid var(--border);color:var(--text-muted);text-transform:uppercase;background:var(--bg-subtle);padding:1.25rem;font-size:13px;font-weight:700}.comparison-table th.highlight-col{color:var(--secondary);font-weight:800}.comparison-table td{border-bottom:1px solid var(--border);padding:1.25rem}.comparison-table td.label-col{font-weight:600}.comparison-table td.muted-col{color:var(--text-secondary)}.comparison-table td.highlight-col{color:var(--secondary);font-weight:700}.faq-list{flex-direction:column;gap:1.5rem;display:flex}.faq-item{border-radius:var(--radius);border:1px solid var(--border);padding:1.5rem}.faq-item h3{color:var(--primary);margin-bottom:.75rem;font-size:1.1rem;font-weight:700}.faq-item p{color:var(--text-secondary);line-height:1.6}.steps-grid{grid-template-columns:repeat(auto-fit,minmax(280px,1fr));gap:2rem;display:grid}.step-card{text-align:center;background:var(--bg-white);border-radius:var(--radius);border:1px solid var(--border);padding:2rem}.step-number{background:var(--secondary);color:#fff;border-radius:50%;justify-content:center;align-items:center;width:48px;height:48px;margin:0 auto 1.5rem;font-size:20px;font-weight:800;display:flex}.step-card h3{margin-bottom:1rem;font-size:1.25rem;font-weight:700}.step-card p{color:var(--text-secondary);line-height:1.6}.form-disclaimer{color:var(--text-muted);text-align:center;margin-top:10px;font-size:11px;line-height:1.5}.form-disclaimer a{color:inherit;text-decoration:underline}.sep-window-alert{border-radius:var(--radius-sm);background:#fefce8;border:1px solid #fde68a;gap:10px;margin-bottom:4px;padding:10px 12px;animation:.3s fadeIn;display:flex}.sep-window-alert-icon{color:#d97706;flex-shrink:0;margin-top:1px}.sep-window-alert-body{color:#92400e;flex-direction:column;gap:2px;font-size:12px;line-height:1.45;display:flex}.sep-window-alert-body strong{color:#78350f;font-size:13px}.county-confirm{color:var(--success);font-size:13px;font-weight:500}.tribal-hero{color:#fff;background:linear-gradient(135deg,#1e293b 0%,#334155 100%)!important}.tribal-badge{border:1px solid #3b82f64d;color:#93c5fd!important;background:#3b82f633!important}.tribal-hero .hero-title{color:#fff}.tribal-hero .hero-desc{color:#cbd5e1}.tribal-hero .hero-desc strong{color:#fff}.tribal-hero .highlight{color:#93c5fd}.tribal-hero .hero-feature p{color:#cbd5e1}.tribal-hero .hero-feature p strong{color:#fff}.tribal-hero .hero-feature-icon{color:#93c5fd;background:#3b82f633}.disaster-hero{color:#fff;background:linear-gradient(135deg,#1e293b 0%,#3b1f0d 100%)!important}.disaster-hero .hero-title{color:#fff}.disaster-hero .hero-desc{color:#cbd5e1}.disaster-hero .hero-desc strong{color:#fff}.disaster-hero .highlight{color:#fbbf24}.disaster-hero .hero-feature p{color:#cbd5e1}.disaster-hero .hero-feature p strong{color:#fff}.disaster-hero .hero-feature-icon{color:#fbbf24;background:#fbbf2433}.waitlist-banner-card{border-radius:var(--radius);color:inherit;background:linear-gradient(135deg,#fefce8,#fef9c3);border:2px dashed #fbbf24;align-items:center;gap:1rem;margin-top:1.5rem;padding:1.25rem 1.5rem;text-decoration:none;transition:transform .2s,box-shadow .2s;display:flex}.waitlist-banner-card:hover{transform:translateY(-2px);box-shadow:0 8px 24px #fbbf2433}.waitlist-banner-icon{flex-shrink:0;font-size:2rem}.waitlist-banner-body{flex:1}.waitlist-banner-body h3{color:var(--primary);margin-bottom:.25rem;font-size:1rem;font-weight:700}.waitlist-banner-body p{color:var(--text-secondary);margin:0;font-size:13px;line-height:1.5}.waitlist-banner-cta{color:var(--accent);white-space:nowrap;flex-shrink:0;align-items:center;gap:6px;font-size:13px;font-weight:700;display:flex}@media (width<=700px){.waitlist-banner-card{text-align:center;flex-direction:column}.waitlist-banner-cta{justify-content:center}}.waitlist-landing-hero{background:linear-gradient(135deg, var(--primary) 0%, #1e3a5f 100%);color:#fff;padding:3rem 1rem 2.5rem}.waitlist-landing-hero-inner{grid-template-columns:1fr 400px;align-items:start;gap:3rem;max-width:1100px;margin:0 auto;display:grid}.waitlist-landing-content .hero-title{color:#fff}.waitlist-landing-content .hero-desc{color:#cbd5e1}.waitlist-landing-content .hero-desc strong{color:#fff}.waitlist-landing-content .highlight{color:var(--accent)}.waitlist-landing-stats{gap:1.5rem;margin-top:1.5rem;display:flex}.waitlist-stat{text-align:center;border-radius:var(--radius-sm);background:#ffffff14;border:1px solid #ffffff1f;padding:.75rem 1.25rem}.waitlist-stat-value{color:#fbbf24;font-size:1.5rem;font-weight:800}.waitlist-stat-label{color:#94a3b8;text-transform:uppercase;letter-spacing:.5px;font-size:11px}@media (width<=900px){.waitlist-landing-hero-inner{grid-template-columns:1fr;gap:2rem}.waitlist-landing-stats{justify-content:center}}.aca-learn-link{color:var(--secondary);cursor:pointer;text-underline-offset:2px;background:0 0;border:none;align-items:center;gap:6px;margin-top:.75rem;padding:0;font-size:13px;text-decoration:underline;transition:color .2s;display:inline-flex}.aca-learn-link:hover{color:var(--accent)}.aca-modal-overlay{z-index:10000;-webkit-backdrop-filter:blur(4px);backdrop-filter:blur(4px);background:#0000008c;justify-content:center;align-items:center;padding:1rem;animation:.2s fadeIn;display:flex;position:fixed;inset:0}.aca-modal{background:var(--bg-white);border-radius:var(--radius);width:100%;max-width:580px;max-height:85vh;animation:.3s slideUp;position:relative;overflow-y:auto;box-shadow:0 20px 60px #00000040}.aca-modal-close{cursor:pointer;width:32px;height:32px;color:var(--text-muted);z-index:1;background:#0000000d;border:none;border-radius:50%;justify-content:center;align-items:center;transition:background .2s,color .2s;display:flex;position:absolute;top:12px;right:12px}.aca-modal-close:hover{color:var(--text-primary);background:#0000001a}.aca-modal-body{padding:2rem 1.75rem 1.75rem}.aca-modal-header{margin-bottom:1.5rem}.aca-modal-header h2{color:var(--primary);margin-bottom:.5rem;font-size:1.35rem;font-weight:800}.aca-modal-header p{color:var(--text-secondary);font-size:14px;line-height:1.6}.aca-guarantees{margin-bottom:1.75rem}.aca-guarantees h3{color:var(--primary);margin-bottom:.75rem;font-size:1rem;font-weight:700}.aca-guarantee-card{border-bottom:1px solid var(--border);gap:12px;padding:.75rem 0;display:flex}.aca-guarantee-card:last-child{border-bottom:none}.aca-guarantee-icon{color:#2563eb;background:#dbeafe;border-radius:10px;flex-shrink:0;justify-content:center;align-items:center;width:40px;height:40px;display:flex}.aca-guarantee-icon--green{color:#059669;background:#d1fae5}.aca-guarantee-icon--purple{color:#7c3aed;background:#ede9fe}.aca-guarantee-card strong{color:var(--text-primary);margin-bottom:2px;font-size:14px;display:block}.aca-guarantee-card p{color:var(--text-secondary);margin:0;font-size:13px;line-height:1.5}.aca-preventive{margin-bottom:1.5rem}.aca-preventive h3{color:var(--primary);margin-bottom:.35rem;font-size:1rem;font-weight:700}.aca-preventive-intro{color:var(--text-secondary);margin-bottom:.75rem;font-size:13px;line-height:1.5}.aca-preventive-list{flex-direction:column;gap:10px;margin:0;padding:0;list-style:none;display:flex}.aca-preventive-list li{align-items:flex-start;gap:10px;display:flex}.aca-check{color:#059669;flex-shrink:0;margin-top:2px}.aca-preventive-list li strong{color:var(--text-primary);font-size:13px;display:block}.aca-preventive-list li span{color:var(--text-muted);font-size:12px}.aca-modal-cta{width:100%;margin-top:.5rem}@media (width<=600px){.aca-modal-body{padding:1.5rem 1.25rem}.aca-modal-header h2{font-size:1.15rem}}.oep-waitlist-form{animation:.4s fadeIn}.oep-waitlist-header{text-align:center;margin-bottom:1.25rem}.oep-waitlist-icon{color:#d97706;background:#fef3c7;border-radius:50%;justify-content:center;align-items:center;width:56px;height:56px;margin:0 auto .75rem;display:flex}.oep-waitlist-header h3{color:var(--primary);margin-bottom:.35rem;font-size:1.15rem;font-weight:700}.oep-waitlist-header p{color:var(--text-secondary);font-size:13px;line-height:1.5}.oep-consent-label{color:var(--text-muted);cursor:pointer;gap:8px;font-size:11px;line-height:1.45;display:flex}.oep-consent-label input{flex-shrink:0;margin-top:2px}.oep-bridge-section{border-radius:var(--radius-sm);background:#f0fdf4;border:1px solid #bbf7d0;margin-top:1rem;padding:.75rem}.oep-bridge-label{color:#15803d;text-transform:uppercase;letter-spacing:.5px;margin-bottom:.5rem;font-size:12px;font-weight:700}.oep-bridge-options{flex-direction:column;gap:8px;display:flex}.oep-bridge-option{color:inherit;background:#fff;border:1px solid #e5e7eb;border-radius:8px;align-items:center;gap:10px;padding:8px 10px;text-decoration:none;transition:border-color .2s,box-shadow .2s;display:flex}.oep-bridge-option:hover{border-color:var(--secondary);box-shadow:0 2px 8px #0000000f}.oep-bridge-option-icon{border-radius:8px;flex-shrink:0;justify-content:center;align-items:center;width:34px;height:34px;display:flex}.oep-bridge-option-icon--blue{color:#2563eb;background:#dbeafe}.oep-bridge-option-icon--amber{color:#d97706;background:#fef3c7}.oep-bridge-option-icon--green{color:#059669;background:#d1fae5}.oep-bridge-option strong{color:var(--text-primary);font-size:13px;display:block}.oep-bridge-option span{color:var(--text-muted);font-size:11px;line-height:1.4}.oep-bridge-call{color:#15803d;justify-content:center;align-items:center;gap:6px;margin-top:8px;font-size:12px;font-weight:600;text-decoration:none;display:flex}.oep-bridge-call:hover{color:var(--secondary)}.oep-bridge-checkbox{color:var(--primary);cursor:pointer;border-top:1px solid #bbf7d0;align-items:center;gap:8px;margin-top:10px;padding-top:10px;font-size:13px;font-weight:600;display:flex}.oep-bridge-checkbox input{accent-color:#15803d;margin:0}.oep-divider{align-items:center;gap:10px;margin:1.25rem 0;display:flex}.oep-divider:before,.oep-divider:after{content:"";background:var(--border);flex:1;height:1px}.oep-divider span{color:var(--text-muted);white-space:nowrap;text-transform:uppercase;letter-spacing:.5px;font-size:11px}.waitlist-success-page{min-height:100vh}.waitlist-hero{color:#fff;text-align:center;background:linear-gradient(135deg,#0f172a,#1e3a5f);padding:4rem 1rem 3rem}.waitlist-hero-inner{max-width:600px;margin:0 auto}.waitlist-check{color:#4ade80;background:#22c55e33;border-radius:50%;justify-content:center;align-items:center;width:72px;height:72px;margin:0 auto 1.25rem;display:flex}.waitlist-hero h1{margin-bottom:.75rem;font-size:1.75rem;font-weight:800}.waitlist-hero-sub{color:#cbd5e1;margin-bottom:1.25rem;font-size:15px;line-height:1.6}.waitlist-hero-sub strong{color:#fff}.waitlist-countdown{background:#ffffff1a;border-radius:20px;align-items:center;gap:8px;padding:8px 18px;font-size:14px;display:inline-flex}.waitlist-countdown strong{color:#fbbf24}.waitlist-home-link{color:#94a3b8;margin-top:1rem;font-size:13px;text-decoration:none;display:inline-block}.waitlist-home-link:hover{color:#fff}.bridge-card{background:var(--bg-white);border:1px solid var(--border);border-radius:var(--radius);text-align:center;padding:2rem 1.5rem;transition:transform .2s,box-shadow .2s}.bridge-card:hover{transform:translateY(-4px);box-shadow:0 8px 24px #00000014}.bridge-card-icon{color:var(--secondary);margin-bottom:.75rem;font-size:2rem}.bridge-card h3{color:var(--primary);margin-bottom:.25rem;font-size:1.1rem;font-weight:700}.bridge-card-price{color:var(--success);margin-bottom:.75rem;font-size:13px;font-weight:700}.bridge-card p{color:var(--text-secondary);margin-bottom:1rem;font-size:13px;line-height:1.5}@keyframes fadeIn{0%{opacity:0}to{opacity:1}}@keyframes slideUp{0%{opacity:0;transform:translateY(16px)}to{opacity:1;transform:translateY(0)}}@keyframes spin{0%{transform:rotate(0)}to{transform:rotate(360deg)}}.spin{animation:1s linear infinite spin}.topbar{height:64px;padding:0 1rem}.topbar-logo-name{font-size:17px}.topbar-phone-label{display:none}.topbar-phone-number{font-size:15px}.topbar-phone>div:last-child{display:none}.topbar-call-pill{background:var(--accent);color:#fff;transition:var(--transition);border-radius:50px;align-items:center;gap:6px;padding:8px 14px;font-size:13px;font-weight:700;text-decoration:none;display:inline-flex;box-shadow:0 2px 8px #f59e0b4d}.topbar-call-pill:hover{background:var(--accent-hover)}.page-content{padding:1rem .75rem}.step-indicator{margin-bottom:1.25rem}.step-connector{width:20px}.step-label,.step-indicator-results{display:none}.subsidy-banner{flex-direction:column;align-items:flex-start;gap:.5rem;margin-bottom:.5rem;padding:.75rem 1rem}.subsidy-banner-amount{font-size:1.1rem}.subsidy-banner-label{font-size:12px}.subsidy-banner-fpl{font-size:11px}.filters-grid{flex-direction:column;gap:12px;padding:12px 14px;display:flex}.filter-row{flex-direction:column;gap:6px;display:flex}.filter-row-inline{flex-flow:wrap;align-items:flex-start;gap:16px}.filter-inline-group{flex-direction:column;flex:1;gap:6px;min-width:120px;display:flex}.filter-label{text-transform:uppercase;letter-spacing:.08em;color:var(--text-muted);font-size:10px;font-weight:700}.filter-chips{flex-wrap:wrap;gap:6px;display:flex}.results-filter-toggle{display:inline-flex!important}.results-filters-panel{display:none}.results-filters-panel.open{animation:.2s fadeIn;display:block}.results-count{font-size:12px}.plan-card{padding:1.1rem 1rem}.plan-card-header{flex-direction:column;align-items:flex-start;gap:8px}.plan-name{font-size:.9rem}.plan-issuer{font-size:11px}.plan-pricing{flex-wrap:nowrap;gap:6px;margin-bottom:.75rem}.plan-price-after{font-size:1.7rem}.plan-price-saved{font-size:11px}.plan-stats{grid-template-columns:repeat(2,1fr);gap:8px;margin-bottom:.75rem}.plan-stat{padding:8px 6px}.plan-stat-value{font-size:13px}.plan-stat-label{font-size:9px}.plan-card-footer{flex-direction:column;align-items:stretch;gap:10px}.plan-card-footer .btn{justify-content:center;width:100%;padding:13px 16px;font-size:14px}.compare-checkbox{order:2;justify-content:center;padding:4px 0}.results-call-banner{padding:.85rem 1rem}.results-call-banner-inner{gap:.75rem}.results-call-banner-icon{width:42px;height:42px}.results-call-banner-text strong{font-size:.9rem}.results-call-banner-text span{font-size:12px}.results-call-phone{font-size:1rem}.results-call-now-btn{display:inline-flex}.results-call-banner-actions{flex-direction:column;gap:8px;width:100%}.results-call-now-btn{justify-content:center;width:100%;padding:14px;font-size:16px}.compare-bar{flex-wrap:wrap;gap:8px;padding:12px 1rem}.compare-bar-label{flex:none;width:100%;font-size:12px}.card{padding:1.25rem 1rem}.hero-section{padding:2rem 1rem 2.5rem}.hero-inner{grid-template-columns:1fr;gap:1.5rem}.hero-title{font-size:1.7rem}.hero-desc{font-size:.95rem}.lead-form-grid{grid-template-columns:1fr}.applicant-row{grid-template-rows:auto auto;grid-template-columns:1fr 80px}.applicant-row>.form-group:nth-child(3){grid-column:1}.applicant-row>button{grid-area:2/2;align-self:end}@media (width>=480px){.plan-stats{grid-template-columns:repeat(3,1fr)}.plan-card-footer{flex-direction:row;align-items:center}.plan-card-footer .btn{width:auto}.compare-checkbox{order:0;justify-content:flex-start}.results-call-banner-actions{flex-direction:row;width:auto}.results-call-now-btn{width:auto;padding:11px 22px;font-size:15px}.applicant-row{grid-template-rows:auto;grid-template-columns:1fr 80px auto auto}.applicant-row>.form-group:nth-child(3){grid-column:auto}.applicant-row>button{grid-area:auto}}@media (width<=479px){.section-actions{flex-direction:column-reverse}.section-actions .btn{justify-content:center;width:100%}}@media (width>=640px){.topbar{height:72px;padding:0 1.5rem}.topbar-logo-name{font-size:20px}.topbar-phone-label{display:block}.topbar-phone-number{font-size:17px}.topbar-phone>div:last-child{display:block}.topbar-call-pill{display:none}.topbar-badge{display:inline-block}.page-content{padding:1.5rem 1rem}.step-indicator-results{display:block}.step-connector{width:36px}.step-label{display:inline}.subsidy-banner{flex-direction:row;align-items:center;margin-bottom:1rem;padding:1.25rem 1.5rem}.subsidy-banner-amount{font-size:1.5rem}.subsidy-banner-label{font-size:13px}.subsidy-banner-fpl{font-size:12px}.results-filters-panel{display:block!important}.results-filter-toggle{display:none!important}.results-count{font-size:14px}.filters-grid{gap:10px;padding:12px 16px}.filter-row{flex-direction:row;align-items:center;gap:10px}.filter-row-inline{flex-flow:row;align-items:center}.filter-label{flex-shrink:0;min-width:72px}.filters-bar{flex-wrap:wrap;overflow-x:visible}.filter-divider{display:block}.results-call-banner-inline{display:none}.plan-card{padding:1.5rem}.plan-card-header{flex-direction:row;align-items:flex-start}.plan-name{font-size:1rem}.plan-price-after{font-size:2rem}.plan-stat{padding:10px}.plan-stat-value{font-size:15px}.plan-stat-label{font-size:10px}.results-call-banner{padding:1.25rem 1.5rem}.results-call-banner-icon{width:52px;height:52px}.results-call-banner-text strong{font-size:1rem}.results-call-banner-text span{font-size:13px}.results-call-phone{font-size:1.25rem}.results-call-now-btn{display:inline-flex}.compare-bar{padding:14px 2rem}.compare-bar-label{flex:1;width:auto}}@media (width>=768px){.topbar{height:80px;padding:0 2rem}.topbar-logo-name{font-size:22px}.page-content{padding:2rem 1rem}.step-connector{width:48px}.hero-inner{grid-template-columns:1fr 1fr;gap:3rem}.hero-title{font-size:2.5rem}.results-call-now-btn{display:none}.results-call-banner-actions{width:auto}.results-call-phone{font-size:1.35rem}}.enroll-overlay{z-index:1000;background:var(--bg-white);overscroll-behavior:contain;flex-direction:column;display:flex;position:fixed;inset:0}.enroll-modal{background:var(--bg-white);width:100%;height:100dvh;padding-bottom:env(safe-area-inset-bottom,0px);border-radius:0;flex-direction:column;display:flex;overflow-y:auto}.enroll-header{background:linear-gradient(135deg, var(--primary) 0%, var(--secondary) 100%);color:#fff;flex-wrap:wrap;align-items:center;gap:10px;min-height:0;padding:10px 14px;display:flex;position:relative}.enroll-header-info{flex:1;min-width:0}.enroll-header-plan{white-space:nowrap;text-overflow:ellipsis;font-size:13px;font-weight:600;overflow:hidden}.enroll-header-label{opacity:.7;font-size:10px;display:none}.enroll-close{cursor:pointer;color:#fff;background:#fff3;border:none;border-radius:6px;flex-shrink:0;order:10;padding:4px 6px;line-height:1}.enroll-back{cursor:pointer;color:#ffffffd9;background:0 0;border:none;align-items:center;gap:4px;width:100%;padding:0 0 6px;font-size:12px;font-weight:500;display:flex}.enroll-back:hover{color:#fff}.enroll-price-badge{background:#fff3;border-radius:6px;flex-shrink:0;align-items:center;gap:4px;padding:3px 10px;font-size:14px;font-weight:700;display:inline-flex}.enroll-steps{border-bottom:1px solid var(--border);background:var(--bg-subtle);gap:0;padding:6px 14px;display:flex}.enroll-step{color:var(--text-muted);white-space:nowrap;flex:1;justify-content:center;align-items:center;gap:4px;font-size:10px;display:flex}.enroll-step.active{color:var(--secondary);font-weight:600}.enroll-step.done{color:var(--success)}.enroll-step-dot{background:var(--bg-subtle);border:2px solid var(--border);border-radius:50%;flex-shrink:0;justify-content:center;align-items:center;width:18px;height:18px;font-size:9px;font-weight:700;display:flex}.enroll-step.active .enroll-step-dot{background:var(--secondary);border-color:var(--secondary);color:#fff}.enroll-step.done .enroll-step-dot{background:var(--success);border-color:var(--success);color:#fff}.enroll-step-label{display:none}.enroll-body{flex:1;padding:12px 14px;overflow-y:auto}.enroll-step-content{flex-direction:column;gap:10px;display:flex}.enroll-section-title{color:var(--primary);align-items:center;gap:6px;margin:0 0 2px;font-size:14px;font-weight:700;display:flex}.enroll-divider{background:var(--border);height:1px;margin:8px 0}.enroll-hint{color:var(--text-muted);margin:2px 0 0;font-size:11px;line-height:1.4}.enroll-form-row{grid-template-columns:1fr;gap:10px;display:grid}.enroll-checkbox{cursor:pointer;color:var(--text-secondary);align-items:flex-start;gap:8px;padding:4px 0;font-size:12px;line-height:1.5;display:flex}.enroll-checkbox input[type=checkbox]{width:16px;height:16px;accent-color:var(--secondary);cursor:pointer;flex-shrink:0;margin-top:2px}.enroll-consent-list{flex-direction:column;gap:8px;padding:4px 0;display:flex}.enroll-consent-list .enroll-checkbox{background:var(--bg-subtle);border:1px solid var(--border);border-radius:8px;padding:8px 10px}.enroll-summary-card{background:var(--bg-subtle);border:1px solid var(--border);border-radius:8px;flex-direction:column;gap:4px;padding:10px 12px;display:flex}.enroll-summary-row{justify-content:space-between;padding:2px 0;font-size:12px;display:flex}.enroll-summary-row span{color:var(--text-muted)}.enroll-summary-row strong{color:var(--primary);text-align:right}.enroll-dependents-section{flex-direction:column;gap:8px;display:flex}.enroll-dep-header{justify-content:space-between;align-items:center;gap:8px;display:flex}.enroll-dep-count{background:var(--secondary);color:#fff;border-radius:50%;justify-content:center;align-items:center;width:18px;height:18px;margin-left:6px;font-size:10px;font-weight:700;display:inline-flex}.enroll-dep-card{border:1px solid var(--border);background:var(--bg-white);border-radius:8px;transition:box-shadow .2s;overflow:hidden}.enroll-dep-card.open{border-color:var(--secondary);box-shadow:0 0 0 1px var(--secondary)}.enroll-dep-card-header{cursor:pointer;background:var(--bg-subtle);align-items:center;gap:8px;padding:10px 12px;display:flex}.enroll-dep-card-header:hover{background:var(--border)}.enroll-dep-card-name{color:var(--primary);white-space:nowrap;text-overflow:ellipsis;font-size:13px;font-weight:600;overflow:hidden}.enroll-dep-card-sub{color:var(--text-muted);white-space:nowrap;text-overflow:ellipsis;font-size:11px;overflow:hidden}.enroll-dep-remove{cursor:pointer;color:var(--text-muted);background:0 0;border:none;border-radius:4px;flex-shrink:0;padding:4px;line-height:1}.enroll-dep-remove:hover{color:var(--error);background:#dc262614}.enroll-dep-chevron{color:var(--text-muted);flex-shrink:0;transition:transform .2s}.enroll-dep-chevron.open{transform:rotate(180deg)}.enroll-dep-card-body{border-top:1px solid var(--border);flex-direction:column;gap:10px;padding:12px;display:flex}.enroll-nav{border-top:1px solid var(--border);align-items:center;gap:10px;margin-top:10px;padding:10px 0 0;display:flex}.enroll-choice-grid{grid-template-columns:1fr;gap:12px;display:grid}.enroll-choice-card{border:1px solid var(--border);text-align:center;background:var(--bg-white);border-radius:10px;flex-direction:column;align-items:center;gap:8px;padding:16px;transition:border-color .2s,box-shadow .2s;display:flex}.enroll-choice-card.highlighted{border-color:var(--secondary);box-shadow:0 0 0 1px var(--secondary)}.enroll-choice-card.disabled{opacity:.7}.enroll-choice-icon{color:#fff;border-radius:50%;flex-shrink:0;justify-content:center;align-items:center;width:48px;height:48px;display:flex}.enroll-choice-card h4{color:var(--primary);margin:0;font-size:15px;font-weight:700}.enroll-choice-card p{color:var(--text-secondary);margin:0;font-size:12px;line-height:1.5}.enroll-choice-status{font-size:11px;font-weight:600}.enroll-choice-status.open{color:var(--success)}.enroll-choice-status.closed{color:var(--error)}.enroll-choice-closed-note{color:var(--text-muted);background:var(--bg-subtle);border-radius:6px;padding:6px 10px;font-size:11px;line-height:1.6}.lead-gate-overlay{z-index:900;-webkit-backdrop-filter:blur(4px);backdrop-filter:blur(4px);background:#0000008c;justify-content:center;align-items:center;padding:1rem;display:flex;position:fixed;inset:0}.lead-gate-modal{background:var(--bg-white);border-radius:16px;width:100%;max-width:420px;animation:.3s cubic-bezier(.34,1.56,.64,1) slideUp;overflow:hidden;box-shadow:0 12px 48px #0003}.lead-gate-header{background:linear-gradient(135deg, var(--primary) 0%, #1a5c9e 100%);color:#fff;text-align:center;padding:1.5rem}.lead-gate-header h2{margin:10px 0 6px;font-size:1.3rem;font-weight:700}.lead-gate-header p{color:#bfdbfe;margin:0;font-size:13px;line-height:1.6}.lead-gate-subsidy{justify-content:center;align-items:flex-end;gap:0;margin:10px 0 8px;line-height:1;display:flex}.roller-prefix{color:#4ade80;font-size:1.8rem;font-weight:700;line-height:2.6rem}.roller-suffix{color:#86efac;margin-left:2px;font-size:1rem;font-weight:500;line-height:2.6rem}.roller-digits{gap:0;display:inline-flex}.roller-digit{width:1.4rem;height:2.6rem;display:inline-block;position:relative;overflow:hidden}.roller-digit-inner{flex-direction:column;width:100%;display:flex;position:absolute;top:0;left:0}.roller-digit-char{color:#4ade80;font-variant-numeric:tabular-nums;justify-content:center;align-items:center;height:2.6rem;font-size:2.4rem;font-weight:800;display:flex}.lead-gate-icon-circle{background:#ffffff26;border-radius:50%;justify-content:center;align-items:center;width:52px;height:52px;display:inline-flex}.lead-gate-form{flex-direction:column;gap:14px;padding:1.25rem;display:flex}.lead-gate-consent{color:var(--text-muted);cursor:pointer;align-items:flex-start;gap:8px;font-size:11px;line-height:1.6;display:flex}.lead-gate-consent input[type=checkbox]{flex-shrink:0;margin-top:3px}.lead-gate-consent a{color:var(--secondary);text-decoration:underline}.lead-gate-skip{text-align:center;width:100%;color:var(--text-muted);cursor:pointer;border:none;border-top:1px solid var(--border);background:0 0;padding:10px;font-size:12px;display:block}.lead-gate-skip:hover{color:var(--secondary)}@media (width>=480px){.enroll-step-label{display:inline}.enroll-form-row,.enroll-choice-grid{grid-template-columns:1fr 1fr}.enroll-header-label{display:block}}@media (width>=640px){.enroll-overlay{-webkit-backdrop-filter:blur(4px);backdrop-filter:blur(4px);background:#0000008c;flex-direction:row;justify-content:center;align-items:center;padding:2rem}.enroll-modal{border-radius:16px;max-width:520px;height:auto;max-height:85vh;animation:.3s cubic-bezier(.34,1.56,.64,1) slideUp;box-shadow:0 8px 40px #00000040}.enroll-header{flex-direction:column;align-items:flex-start;padding:1.25rem 1.5rem}.enroll-header-plan{font-size:1rem}.enroll-price-badge{font-size:1.2rem}.enroll-steps{padding:10px 16px}.enroll-step-dot{width:22px;height:22px;font-size:11px}.enroll-body{padding:1.25rem 1.5rem}.enroll-step-content{gap:12px}.enroll-section-title{font-size:1rem}}.aca-guide-hero{color:#fff;text-align:center;background:linear-gradient(135deg,#0f172a 0%,#1e3a5f 50%,#1c75bc 100%);padding:4rem 1.5rem 3.5rem}.aca-guide-hero-inner{max-width:720px;margin:0 auto}.aca-guide-hero-title{margin:1rem 0 1.25rem;font-size:clamp(1.75rem,4vw,2.6rem);font-weight:800;line-height:1.15}.aca-guide-hero-desc{color:#fffc;margin-bottom:1.5rem;font-size:1.05rem;line-height:1.7}.aca-guide-hero-actions{flex-wrap:wrap;justify-content:center;gap:12px;display:flex}.aca-guide-section{padding:3.5rem 1.5rem}.aca-guide-section-alt{background:var(--bg-subtle)}.aca-guide-section-inner{max-width:960px;margin:0 auto}.aca-guide-section-title{color:var(--primary);text-align:center;margin:0 0 .75rem;font-size:clamp(1.25rem,2.5vw,1.6rem);font-weight:800}.aca-guide-section-desc{color:var(--text-secondary);text-align:center;max-width:700px;margin:0 auto 2rem;font-size:15px;line-height:1.7}.aca-guide-reasons-grid{grid-template-columns:repeat(auto-fit,minmax(260px,1fr));gap:1.25rem;display:grid}.aca-guide-reason-card{background:var(--bg-white);border:1px solid var(--border);transition:var(--transition);border-radius:14px;padding:1.5rem}.aca-guide-reason-card:hover{transform:translateY(-2px);box-shadow:0 8px 24px #00000014}.aca-guide-reason-icon{background:linear-gradient(135deg, var(--secondary), var(--accent));color:#fff;border-radius:12px;justify-content:center;align-items:center;width:44px;height:44px;margin-bottom:1rem;display:flex}.aca-guide-reason-card h3{color:var(--primary);margin:0 0 .5rem;font-size:1rem;font-weight:700}.aca-guide-reason-card p{color:var(--text-secondary);margin:0;font-size:14px;line-height:1.65}.aca-guide-terms-grid{grid-template-columns:repeat(auto-fit,minmax(200px,1fr));gap:1rem;display:grid}.aca-guide-term-card{background:var(--bg-white);border:1px solid var(--border);border-radius:12px;padding:1.25rem}.aca-guide-term-card h4{color:var(--secondary);margin:0 0 6px;font-size:14px;font-weight:700}.aca-guide-term-card p{color:var(--text-secondary);margin:0;font-size:13px;line-height:1.6}.aca-guide-tiers-table{background:var(--bg-white);border:1px solid var(--border);border-radius:14px;overflow:hidden}.aca-guide-tiers-header,.aca-guide-tier-row{grid-template-columns:100px 100px 90px 100px 1fr;align-items:center;gap:12px;padding:12px 20px;font-size:13px;display:grid}.aca-guide-tiers-header{background:var(--primary);color:#fff;text-transform:uppercase;letter-spacing:.03em;font-size:12px;font-weight:700}.aca-guide-tier-row{border-top:1px solid var(--border);color:var(--text-secondary)}.aca-guide-tier-row:hover{background:var(--bg-subtle)}.aca-guide-tier-badge{color:var(--tier-color);font-weight:700}.aca-guide-tier-best{font-size:12px;line-height:1.5}@media (width<=700px){.aca-guide-tiers-header,.aca-guide-tier-row{grid-template-columns:1fr;gap:4px;padding:14px 16px}.aca-guide-tiers-header{display:none}.aca-guide-tier-row{font-size:13px}.aca-guide-tier-badge{font-size:15px}}.aca-guide-ehb-grid{grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:1rem;display:grid}.aca-guide-ehb-card{background:var(--bg-white);border:1px solid var(--border);transition:var(--transition);border-radius:12px;padding:1.25rem}.aca-guide-ehb-card:hover{transform:translateY(-2px);box-shadow:0 6px 20px #0000000f}.aca-guide-ehb-icon{color:var(--secondary);margin-bottom:10px}.aca-guide-ehb-card h4{color:var(--primary);margin:0 0 6px;font-size:14px;font-weight:700}.aca-guide-ehb-card p{color:var(--text-secondary);margin:0;font-size:13px;line-height:1.6}.aca-guide-preventive-grid{grid-template-columns:repeat(auto-fit,minmax(260px,1fr));gap:1.25rem;display:grid}.aca-guide-preventive-card{background:var(--bg-white);border:1px solid var(--border);border-radius:14px;padding:1.5rem}.aca-guide-preventive-card h4{color:var(--primary);margin:0 0 1rem;font-size:1rem;font-weight:700}.aca-guide-preventive-card ul{flex-direction:column;gap:8px;margin:0;padding:0;list-style:none;display:flex}.aca-guide-preventive-card li{color:var(--text-secondary);align-items:flex-start;gap:8px;font-size:13px;line-height:1.5;display:flex}.aca-guide-preventive-card li svg{color:var(--success);flex-shrink:0;margin-top:2px}.aca-guide-subsidy-cards{grid-template-columns:repeat(auto-fit,minmax(300px,1fr));gap:1.25rem;margin-bottom:2.5rem;display:grid}.aca-guide-subsidy-card{background:var(--bg-white);border:1px solid var(--border);border-radius:14px;padding:1.75rem}.aca-guide-subsidy-icon{background:linear-gradient(135deg, var(--success), #059669);color:#fff;border-radius:14px;justify-content:center;align-items:center;width:52px;height:52px;margin-bottom:1rem;display:flex}.aca-guide-subsidy-card h3{color:var(--primary);margin:0 0 .5rem;font-size:1.05rem;font-weight:700}.aca-guide-subsidy-stat{color:var(--success);margin:0 0 .75rem;font-size:14px;font-weight:600}.aca-guide-subsidy-card p:last-child{color:var(--text-secondary);margin:0;font-size:14px;line-height:1.7}.aca-guide-fpl-table{background:var(--bg-white);border:1px solid var(--border);border-radius:14px;padding:1.5rem}.aca-guide-fpl-table h4{color:var(--primary);text-align:center;margin:0 0 1rem;font-size:1rem;font-weight:700}.aca-guide-fpl-header,.aca-guide-fpl-row{grid-template-columns:120px 120px 1fr;gap:8px;padding:10px 0;font-size:14px;display:grid}.aca-guide-fpl-header{color:var(--primary);border-bottom:2px solid var(--border);text-transform:uppercase;letter-spacing:.03em;font-size:12px;font-weight:700}.aca-guide-fpl-row{border-bottom:1px solid var(--border);color:var(--text-secondary)}.aca-guide-fpl-row:last-child{border-bottom:none}.aca-guide-fpl-note{color:var(--text-muted);text-align:center;margin:1rem 0 0;font-size:13px;line-height:1.6}.aca-guide-agent-grid{grid-template-columns:repeat(auto-fit,minmax(280px,1fr));gap:12px;margin-bottom:1.5rem;display:grid}.aca-guide-agent-item{color:var(--text-secondary);align-items:flex-start;gap:10px;font-size:14px;line-height:1.6;display:flex}.aca-guide-agent-check{color:var(--success);flex-shrink:0;margin-top:2px}.aca-guide-agent-note{text-align:center;color:var(--text-muted);margin:0;font-size:14px}.agent-section-title{text-transform:uppercase;letter-spacing:.06em;color:var(--text-muted);align-items:center;gap:7px;margin:0 0 1rem;font-size:13px;font-weight:700;display:flex}.agent-grid-2{grid-template-columns:repeat(auto-fill,minmax(220px,1fr));gap:.75rem;display:grid}.agent-grid-3{grid-template-columns:repeat(auto-fill,minmax(180px,1fr));gap:.75rem;display:grid}.form-control-sm{padding:7px 10px!important;font-size:13px!important}.agent-applicant-row{background:#ffffff08;border:1px solid #ffffff14;border-radius:8px;align-items:flex-end;gap:10px;padding:10px 12px;display:flex}.agent-applicant-label{text-transform:uppercase;letter-spacing:.06em;color:var(--text-muted);min-width:46px;padding-bottom:10px;font-size:11px;font-weight:700}.agent-tobacco-toggle{cursor:pointer;width:34px;height:34px;color:var(--text-muted);border:1.5px solid #ffffff1a;border-radius:8px;flex-shrink:0;justify-content:center;align-items:center;padding-bottom:2px;transition:all .15s;display:flex}.agent-tobacco-toggle input{display:none}.agent-tobacco-toggle:has(input:checked){color:#f59e0b;background:#f59e0b26;border-color:#f59e0b}.agent-remove-btn{color:#ef4444;cursor:pointer;background:0 0;border:1.5px solid #dc262640;border-radius:8px;flex-shrink:0;justify-content:center;align-items:center;width:34px;height:34px;transition:all .15s;display:flex}.agent-remove-btn:hover{background:#dc26261a;border-color:#ef4444}.agent-spinner{border:2px solid #63b3ed33;border-top-color:var(--secondary);border-radius:50%;flex-shrink:0;width:16px;height:16px;animation:.7s linear infinite spin}.agent-error{color:#ef4444;background:#dc26261a;border:1px solid #dc262640;border-radius:8px;align-items:center;gap:8px;margin-top:1rem;padding:10px 14px;font-size:13px;display:flex}.input-error{border-color:#ef4444!important}.consent-intro{background:#63b3ed0f;border:1px solid #63b3ed33;border-radius:8px;gap:10px;margin-bottom:1rem;padding:12px 14px;display:flex}.consent-section-label{text-transform:uppercase;letter-spacing:.1em;color:var(--text-muted);padding:4px 0 8px;font-size:10px;font-weight:800}.consent-section-label-required{color:var(--secondary)}.consent-detail{margin-left:4px;display:inline}.consent-detail summary{cursor:pointer;color:var(--secondary);text-underline-offset:2px;font-size:11px;font-weight:600;text-decoration:underline;list-style:none;display:inline}.consent-detail summary::-webkit-details-marker{display:none}.consent-detail[open]{color:var(--text-muted);background:#ffffff0a;border-left:3px solid #63b3ed4d;border-radius:0 6px 6px 0;margin-top:8px;padding:10px 12px;font-size:11.5px;line-height:1.7;display:block}.consent-detail[open] summary{color:var(--text-muted);margin-bottom:6px;font-size:11px;font-style:italic;text-decoration:none;display:block}.enroll-consent-list .enroll-check-item:has(input[required]){border-left:3px solid #63b3ed66;border-radius:0 8px 8px 0;padding-left:10px}